Commercial Truckers Insurance — Lancer Insurance

Whether it's hauling produce from the Napa Valley to Nashville, or transporting autos from Detroit to Dallas, there's a lot riding on your trucking business. You need a trusted ally to provide long-term security for you, your livelihood and your family. Well, look no further. 

Our knowledge of small fleet and owner operator trucking operations is second to none, and we are committed to delivering excellence mile after mile. 

To become one of our valued customers, please contact our long-haul trucking division today. Or, provide us with a little bit of information and we'll contact you!

If you are a Long-Haul Trucking specialist with a current long-haul trucking book of business and are interested in becoming one of our producers, please contact us today. 

 

COVERAGES

Most other commercial truck insurers can't protect you the way Lancer can. That's because we include enhancements and coverages missing from many standard industry policies. It's what we call the Lancer Advantage and it's our way of giving you more mileage for your premium dollar.

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We proudly offer the following coverages to owner operators and small fleets engaged in intermediate to long-distance trucking:

COMMERCIAL AUTO

Bodily Injury and Property Damage Liability

Even the best — and most well-trained — drivers suffer mishaps. Bodily injury and property damage coverage can compensate those injured in an accident involving an insured vehicle, or pay for damages to another vehicle.

We can accommodate your trucking business' needs with up to $2 million Combined Single Limit (CSL) in bodily injury and property damage coverage.

The following liability coverages are also available, where applicable:

  • Personal Injury Protection (PIP)
  • Uninsured Motorist Coverage (UM)
  • Underinsured Motorist Coverage (UIM)
  • Medical Payments (Med Pay)

Physical Damage (Specified Perils & Collision)

As an independent trucker, your most valuable asset is your truck...and, if something unfortunate happens, getting you back on the road is of the utmost importance.

Physical damage coverage includes:

  • Collision — Covers repairs or replacement to your insured vehicle resulting from an accident involving other vehicles or stationary objects
  • Comprehensive — Pays for damage to your insured vehicle from fire, theft, vandalism and other covered perils

We offer a variety of deductibles from $1,000 up to $5,000 to accommodate your needs (and budget).

CARGO

Cargo coverage offers liability protection for the freight or commodity you're hauling in the event of damage or loss. Our Cargo Form includes value-added features, providing you with a greater level of security than many standard industry policies.

GENERAL LIABILITY

General liability coverage protects other critical components of your trucking business, including your facility, office areas, parking areas, outside storage facilities and vacant land. We offer a wide range of coverage and limit options, and can help you decide what's best for your operation.


POLICYHOLDER BENEFITS

Since day one, our philosophy has always been to not merely meet customer expectations, but to exceed them. And nowhere is this more evident than in the policyholder benefits we provide to protect you, your rig and your livelihood.

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Here's a glimpse into the complimentary tools and services we offer:

  • Easy-to-use accident and claim reporting aids
  • SafetyLink Hotline, a policyholder-exclusive service to help you get answers or additional information on loss control issues and DOT regulations
  • Safety Stop, our blog for loss prevention information, risk management tips and regulatory updates to help you reduce losses and enhance compliance efforts
  • 24/7 online access to driver training videos to help your drivers be the best they can be
  • Our Business Resource Hub, an extensive library of materials to help you safeguard your vehicles and employees, comply with FMCSA regulations and manage your business successfully
  • High-quality Loss Control Services
    • Lancer’s team of seasoned loss control professionals, dedicated to helping you reduce your potential for loss, and manage the impact of accidents and the costs associated with them

In the event of a claim, the best truck claims professionals in the business are only a phone call away with our toll-free 24/7/365 claims hotline. Our experienced team of claims adjusters will address your loss quickly, efficiently and fairly to get your truck back on the road and back in business...fast!

And, with our Loss Recovery Program, our claim specialists will assist you with recovering out-of-pocket and down-time expenses, including your deductible, when others are at fault for your loss...at absolutely no cost to you.

““Lancer Insurance Company is one of my key transportation insurance partners. They provide quality insurance coverage and creative solutions to the complex issues in today’s transportation industry. I count on the Lancer Insurance team to deliver the goods!””
— Scott Light, Chief Executive Officer, Transportation Insurance Advisors, Sanford, FL